Privacy Policy

1 Information We Collect

We may collect the following types of information:

a) Personal Information

When you apply for a loan, request a consultation, or submit an enquiry, we may collect:

• Full name, email address, and phone number
• Business/company name and registration details
• Financial information (income, turnover, loan amount required, bank details submitted voluntarily)
• KYC documents (PAN, Aadhaar, GST certificate, and similar identification/business documents, where submitted)

b) Non-Personal Information

When you browse our website, we may automatically collect:

• IP address, browser type, and device information
• Pages visited and time spent on the site
• Referring website and general location data

c) Cookies

Our website may use cookies to improve user experience and analyse site traffic. You can disable cookies through your browser settings, though this may affect certain website functions.

2 How We Use Your Information

We use the information collected to:

• Process loan applications, consultations, and service requests
• Assess creditworthiness and coordinate with lending institutions or syndication partners
• Communicate with you regarding your enquiry, application status, or our services
• Improve our website, services, and customer experience
• Comply with applicable legal, regulatory, and audit requirements
• Send updates about our services, where you have consented to receive them

3 Sharing of Information

We do not sell your personal information. We may share your information with:

• Lending institutions, banks, and NBFCs as part of processing your loan or syndication request
• Professional partners such as chartered accountants, auditors, or legal advisors involved in structuring your facility
• Regulatory or government authorities, where required by law
• Service providers who support our website or business operations (e.g., IT hosting, email services), under confidentiality obligations

We do not share your financial or personal documents with any third party beyond what is necessary to process your specific request.

4 Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal and financial information from unauthorised access, disclosure, alteration, or destruction. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

5 Data Retention

We retain personal and financial information only for as long as necessary to fulfil the purposes outlined in this policy, or as required by applicable financial, tax, and regulatory laws.

6 Your Rights

You have the right to:

• Request access to the personal information we hold about you
• Request correction of inaccurate or incomplete information
• Request deletion of your information, subject to legal and regulatory retention requirements
• Withdraw consent for marketing communications at any time

To exercise these rights, please contact us using the details below.

7 Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those external sites. We encourage you to review their privacy policies separately.

8 Children's Privacy

Our services are intended for businesses and individuals aged 18 and above. We do not knowingly collect information from minors.

9 Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. The updated version will be posted on this page with a revised “Last Updated” date.

10 Contact Us

If you have questions or concerns about this Privacy Policy or how your information is handled, please contact: